跑路等问题让整个行业风险与收益并存

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跑路等问题让整个行业风险与收益并存

时间:2016-08-02 来源: 未知我要投搞

对于P2P网贷平台信息中介的定位，这是早在去年7月份《关于促进互联网金融健康发展的指导意见》中就已经十分明确的被提出。在该文件第二大部分第八条，关于提到网络借贷时，明确提出，个体网络借贷机构要明确信息中介性质，主要为借贷双方的直接借贷提供信息服务，不得提供增信服务，不得非法集资。

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银象网理财师提醒大家，专业合规的平台在信息中介的功能定位上都是很清晰到位的。在做平台选择时，不妨对号入坐进行排除，不是纯信息中介性质的平台坚决不碰。

其次看资金流向

对于平台的资金流向是否合乎监管要求，是否不存在资金池情况，如果要甄别清楚，主要看平台是否实现了第三方资金存管，或者银行资金存管。